Anterior     |     Seguinte  

Credit Analyst (M/F)


13.06.2022 | Porto | Referência: 2044135


Credit Analyst (M/F)


We are currently recruiting for a Shared Service Center expanding its team. The Credit Analyst has primary responsibility for customer risk assessment and marginal risk mitigation to minimize bad debt expense and maximize sales.


  • Assesses customer credit condition based on past experience, sales input, agency reports, and financial/bank status.

  • Assigns risk ratings and establishes credit limits within authority level or recommends limits that exceed authority.

  • Collaborate with sales and customers to mitigate marginal risk situations and escalates to Manager when appropriate.

  • Timing of risk assessments are within established service agreements.

  • Address customer orders held systematically for over limit and aging conditions with appropriate resource -Manager, Customer Service, Sales, or Customer based on the issues and scope of the exposure.

  • Updates credit risk assessment and recommends changes in credit limits in response to changes in sales volumes.

  • Works promptly and closely with Sales and Customer Service to avoid unnecessary delays for customer orders.

  • Determines appropriate next steps for collection action after C&C reps have executed routing follow up without success.

  • Collaborates with Sales Managers to determine best approach with customers for delinquency issues and future orders.

  • Recommends options and/or escalates delinquency issues to Manager for complex issues (payment agreements, placements).

  • Respond to customer insolvency situations to minimize bad debt expense—submit documents to agencies/courts as required.

What you'll need to succeed:

  • College Degree in Business, Finance, or Accounting (preferred but not exclusive)

  • Ability to work independently

  • Trouble shooting skills

  • Negotiation skills

  • +1 year of commensurate commercial credit experience

  • Written & verbal communication skills (Fluent English)