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Credit Risk Analyst - Us Market (M/F)

Michael Page Portugal

09.11.2020 | Porto | Referência: 2012545


Credit Risk Analyst - Us Market  (m/f)

Referencia: 46481
Adicionado em 09.11.2020
Sobre os nossos clientes
Our client is a multinational group hiring for its expanding Excellence Financial Shared Service Center.

Descriçăo da oferta

The Credit Risk Analyst will administer and manage various credit operations functions and will evaluate and approve lines of credit up to the assigned limit per company policy.


  • Process credit applications for new and existing customers and perform related credit investigations; document new accounts log accordingly.
  • Ensure timeliness of the credit approval process, including working with branch operations to attain smooth and timely processing.
  • Process requests for credit pre-screens.
  • Assess prospective and existing customers' credit and financial statement information in order to recommend new limits and maintain or increase existing limits as needed. Perform financial analysis and provide executive level written credit line recommendations for approval as required by the established Credit Policy authorization levels.
  • Review over-limit cases to determine where credit line increases may be justified, or where other corrective action may be needed to mitigate risk. Document such cases on the credit limit infraction log. Escalate cases to Director of Credit as needed.
  • Review and approve billing override requests.
  • Evaluate, make recommendations and execute improvements in tasks and processes in the credit department
  • Build strategies that strengthen working relationships with internal and external customers.
  • Interact with branch operations to provide information on credit processes and to resolve customer credit related problems or questions that may arise.
  • Monitor cases assigned to collection agencies for recovery and review cases with Collections Manager and in house counsel where pursuing legal action is recommended.
  • Organize and maintain e-credit files and related material in share drive folders.


  • Degree in Accounting/Finance or related field.
  • Minimum 5 years experience.
  • Ability to analyze financial statements with an ability to understand and interpret financial ratios.
  • 5+ years' experience in credit risk underwriting, preferably in the logistics industry (preferably not only experience in Banking sector).
  • Proficiency in the use of Microsoft Office, Excel, PowerPoint, and other technical software is required.
  • Excellent interpersonal and communication skills.
  • Ability to operate in a global environment.
  • Self-managing and pro-active.
  • Detail oriented.
  • Ability to balance multiple priorities.

Job Offer

A great opportunity for professional growth!

O que procuramos
Credit RIsk Analyst; Credit Manager; Credit; Shares Service Center; Management; Collections
Contacto da Michael Page
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